The “exculpatory clause,” “hold harmless clause,” or “indemnification clause” in your form residential apartment lease that states your landlord is not liable to you or your guests except for acts of gross negligence most likely does not protect your landlord […] …read more
There are many reasons to carry medical payments coverage on your automobile insurance policy. Unlike health insurance, medical payments coverage typically does not restrict the type of treatment or which doctors you may see, it does not have co-pays, deductibles, […] …read more
Colorado only requires motorists to carry automobile insurance coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage. However, this statutory minimum may not be enough to fully protect […] …read more